A risk layer that earns on every trusted payment.
Live numbers below are read from the Credence contracts on HSK testnet and from the agent service. Nothing on this half of the page is estimated.
Four ways Credence earns.
Deferred-terms fee
Accrued on-chain per merchant by the registry on every deferred settlement Credence underwrites. Prepay volume is free.
Trust API
On-chain reads stay free. Agent platforms pay for hosted scoring, webhooks and risk reports at volume.
Pool-backed credit
Credence funds credit tabs from a liquidity pool (LendingPool is already deployed) and earns the spread on the risk it prices.
Risk intelligence
Wallet and counterparty reports sold agent-to-agent over HSP. Credence is its own first customer.
What one year of agent commerce could look like.
A projection, not a result. Move the assumptions; the model applies the same fee and terms rules the contracts enforce.
- Deferred-terms volume
- $800,000
- Fee revenue
- $12,000
- Trust API revenue
- $40,000
- Pool spread (2% on funded tabs)
- $4,000
- Expected credit losses
- $-2,000
Defaults lower an agent's score by 150 and force prepay on-chain, so a defaulting agent cannot keep drawing credit.
Start where agent payments already settle.
HSP is the payment rail on HSK Chain. Credence plugs into it as the risk layer, so every Credence-rated purchase is HSP volume.
HSP merchants on HSK Chain
Design partners selling data, compute and APIs to agents. Credence is the risk layer they add to HSP checkout.
Agent platforms
SDK and MCP tools so agent frameworks can read trust and request terms before they pay.
Credit at scale
Pool-backed tabs, cross-chain trust via CCIP, and institutional underwriting with HashKey ecosystem partners.